Agreement Express Gives PayFacs, and PSPs a Competitive Advantage

The team at PYMNTS spoke with Agreement Express CEO David O'Brien to gain greater insight on the changes the pandemic has made to the digital payments landscape for PayFacs and PSPs.

The Irreversible Rise of Digital Transformation

The constant evolution of payments has dramatically accelerated in less than two years. For a decade, the digital payments industry was driven by steady technological innovations and new business models that evolved logically from older business models. When the global pandemic arrived, the pace...

Underwriting Automation: Better to Build or Buy?

The payments industry is continuously changing and evolving. Whether you’re a payment facilitator or independent software vendor (ISV), your risk model has to acknowledge that reality. The best practices for payfac risk management rely on underwriting automation and a custom risk scorecard.  ...

The 3 Essential Keys to a Frictionless Payment Experience

The last year has since an unprecedented shift towards digital technologies in all walks of life, including payment processing and merchant onboarding. The pandemic is an obvious driver of these shifts, but COVID-19 really just accelerated trends that were already at work in the marketplace. In...

Higher Speed, Same Controls: How Automated Underwriting Drives New Business

One of the best things about automated underwriting is how it gives human skill and judgment its proper due. Human intervention is only used when it's really required, with the time-consuming and tedious tasks left to machines.

The Key to Financial Success in 2021: Tailor-Made Risk Management

You’re agile, resilient, and prepared for the future! Coming out of a taxing year, that is you! But can you say the same about your underwriting process? Underwriting automation technology expands the capabilities of your underwriting staff by allowing you to build custom risk scorecards in a...

PayFacs Accelerating the Digital Appetite of Businesses

Written by: Carmen Ballard, VP of Customer Success at Agreement Express

Treat the business you want like they have the needs of a millennial retail consumer.

The Perils of Building Your Own Underwriting Automation Solution

The payments industry is continuously changing and evolving. Whether you’re a payment facilitator or independent software vendor (ISV), your risk model has to acknowledge that reality. The best practices for payfac risk management rely on underwriting automation and a custom risk scorecard. 

Powering Transformation: Merchant Speed & Adaptability

The evolution of payments has the greatest potential to transform the consumer shopping experience. Paradoxically, this transformation will take place completely out of sight of the consumer. Consumers will simply enjoy an experience that’s completely seamless and, if necessary, contactless as...

Safe at Top Speed: Faster Approvals Without Adding Risk

Payment facilitators that can reduce underwriting review and offer faster merchant approval typically increase their revenue, sometimes dramatically. However, they also dramatically increase their risk. Fortunately, there’s a better way.